Learn more about Tech-Payments + YouLend

What Is Revenue-Based Financing (Merchant Cash Advance)?

Tech-Payments, in partnership with YouLend, now offers revenue-based financing—often called a merchant cash advance (MCA). Instead of a traditional loan with interest and fixed monthly payments, you receive capital upfront and repay through a fixed percentage of your daily card sales. This keeps repayments aligned with your business’s cash flow.

In an age where breaches make headlines and digital payments dominate the checkout counter, security isn’t just an IT concern it’s a business imperative. Whether you're running a chiropractic clinic in Bellevue or a mobile detailing business in Tacoma, your customers are trusting you with more than just their money they're trusting you with their data.

Few things are more frustrating for a business owner than completing a repair, processing the payment, and then weeks later, getting hit with a chargeback.

At Tech-Payments, we work closely with auto repair shops across the U.S., Canada, and Puerto Rico, helping them navigate the not-so-fun side of credit card processing. Chargebacks can cost you time, money, and credibility—but with the right systems in place, they can often be prevented.

Congratulations to Yareni Hau Than, the 2025 recipient of our joint scholarship for the Truckee Meadows Community College Automotive Program. Read all about it here.

If you accept credit cards at your auto repair shop—and chances are you do—then PCI compliance is something you need to understand. It may not be the most exciting topic, but it’s one of the most important when it comes to protecting your business, your customers, and your reputation.

At Tech-Payments, we partner with auto repair shops across the U.S., Canada, and Puerto Rico, helping them simplify payments, reduce processing fees, and stay secure and compliant—without the stress.

Congratulations to Elizabeth Kalayjian, the recipient of our first annual Tech-Payments and NWACA Reno-Sparks Chapter Scholarship!

Tracy Franks of Tech-Payments is seen here with Stephane at Excluservice in the Washington DC area.