Tech-Payments is the West Coast’s premier

provider of merchant services and technical solutions.

 Clover, Harbortouch, Exatouch, POS, Merchant Services, Credit Card Processing

State-Of-The-Art Solutions That Are User-Friendly, Reliable and Secure

Our #1 priority is you. Let Tech-Payments help maximize your business’s operations with innovative and trusted merchant services, payment processing services and solutions, as well as gift card and loyalty programs, capital funding, IT consulting and more.

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Business Technologies Tech-Payments Offers

We offer solutions to scale to your needs.  From small mobile device readers and countertop terminals, all the way up to full Point Of Sales systems, Tech-Payments has you covered.  We even have solutions for QuickBooks integration, e-commerce and e-invoicing.

Clover Mini


From best-in-class software and equipment options to premium service and support, Clover® provides unparalleled value for your business. Tech-Payments will help you select the Clover solutions that will maximize your payment processing needs and business operations.

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Harbortouch Point of Sale System


Save time and money with Harbortouch POS for restaurants. Efficiently manage your business – whether it’s a bar, quick service restaurant, casual dining or fine dining establishment – so that you can focus on what’s important: keeping your customers satisfied and spending!

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Exatouch Bundle


Stylish. Compact. Durable. Exatouch is a modern, high-performance system designed to endure. Tech-Payments’ “all-in-one” Exatouch packages come with an LCD touchscreen and all the peripherals needed to effectively manage operations.

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Those Are Just A Few Of Our Services, Tech-Payments Offers Plenty More

Solutions Designed to Enhance Your Business.

High Risk Merchant Accounts

High Risk Merchant Accounts

Tech-Payments offers merchant accounts to all business types in high risk categories. Are you simply looking for the right partner to help push your business forward and having trouble getting approved somewhere else? Let us fix that for you!

Payment Processing

Payment Processing

Establishing a merchant account with Tech-Payments is easy. Take advantage of our free equipment offerings, or use your existing equipment, and receive competitive processing rates. Tech-Payments enables you to accept all major credit and debit cards as well as emerging payment types such as EMV chip cards and NFC mobile payments. If you are already processing credit and debit card payments, we can perform a rate review to ensure that you receive the best rates available backed by our $500.00 lowest rate guarantee.

Gift Card and Loyalty Programs

Gift Card and Loyalty Programs

You need to attract new customers. But you also want to retain existing ones. With Tech-Payments gift cards, you can do both. It’s an easy-to-use program that simplifies selling your own custom-branded plastic and digital gift cards. Gift cards can also bring in new revenue, not to mention a ton of new foot traffic.

Remote Management

Remote Management

Tech-Payments remote management tools provide you with immediate access to your account information 24 hours a day, 7 days a week. This includes processing details such as your transactions, batches, deposits and chargebacks. With selected POS systems, you will also be able to run real-time sales, labor, inventory and financial reports and even make updates to menu or product offerings remotely.

Capital Funding

Capital Funding

Tech-Payments Cash Advance Program is an innovative financing solution that provides you with the working capital you need in exchange for a percentage of your future Visa, MasterCard, Discover and AMEX Credit Card sales. Reap the benefits of our flexible and affordable repayments, as they are determined by your daily cash flow and are automatically applied to your remaining balance.

Information Technology Consulting

Information Technology Consulting

Have a small business but a tight budget?  With Tech-Payments team’s extensive IT background, we have the ability to offer IT support and consulting as a complementary service in most cases to our merchants.  For larger projects, we partner with local professionals to keep costs to a minimum.

Check Services

Check Services

Tech-Payments advanced check guarantee system scans customers’ checks against our database to avoid bounced checks and bank fees as a result of accepting bad checks. With electronic check conversion, checks will automatically be deposited in your bank account, eliminating the need to make trips to the bank.

ATM Solutions

ATM Solutions

Tech-Payments offers a comprehensive ATM solution. Our services include equipment, installation, cash replenishment and processing. Placing an ATM at your business location is a proven way to increase foot traffic while generating additional revenue from ATM surcharges.

The Tech-Payments Difference

  • $500.00 lowest rate guarantee for lifetime of the account

  • Free or low cost equipment placement.  No predatory leasing practices.

  • Complimentary IT support and consulting services in most cases for lifetime of merchant processing account.

  • Become One Of Our Satisfied Customers! Contact us now for a free proposal.
    If we can’t meet or beat your current processing rates, we’ll pay you $500.00 for wasting your time!

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Why We're Different

We Love our Customers And They Love Us.

“I am actually kicking myself for not switching sooner…”

“We are a very fast paced, high quantity dental practice who does about 25-50 credit card transactions per day. I was already getting a great rate with another merchant service company, so was hesitant to switch. I also thought the process of switching would be a lot harder than Tracy promised. I have to say, I am so glad we finally made the change! The process was super quick and easy. Tracy took care of 99% of the process and walked me through the rest.

I am actually kicking myself for not switching sooner because we have access to the wonderful ProCharge site, which allows us to schedule future payments and save credit card information securely. The ProCharge site is a free bonus for using EPI, which is a big savings for our practice because there are services out there that do the same thing that cost over $100 a month. Not only has ProCharge made our automated payments better, but EPI is saving us money. I would highly recommend this program to anyone. Thank you Tracy for helping us switch over!”

Megan, Office Manager, First Impressions Dental Care

“Tracy saved us a significant amount on our credit card processing fees”

“Like any busy business owner, we were reluctant to make any changes we perceived as significant, and as a result we put off working with Tracy and Tech-Payments for quite some time. Tracy is such a patient guy, and when we finally made time for him, he made it well worth our while to say the least! Not only did he save us a significant amount on our credit card processing fees that we were previously paying to our bank, he practically gave us classy new equipment as well, the Clover Mini, enhancing the ‘Style’ in Style Me! Tracy is a great IT guy as well, and he even went as far as to set up a new wireless network for our clients to use while in our boutique, all at no charge as he provides complementary IT support to his clients.

We can’t recommend working with Tracy and Tech-Payments enough. His services are indispensable to any small business!”

Colleen, Owner, Style Me

“Tracy provides great customer service, is honest, and has integrity.”

“I have been using Tracy and Tech-Payments for the past 6 months and I am extremely satisfied. I am a small business owner and was frustrated with the lack of transparency related to costs with other credit card processing companies. In addition, I was tired of paying too much in processing fees.

Tracy was very straightforward with me from the beginning. He explained exactly how costs were calculated and helped me save a lot of money each month. During the start-up phase, Tracy helped customize my credit card device, downloaded my logo onto our machine, and trained me with my online account. Tracy really cares about his customers and has followed up with me periodically to make sure that I am satisfied. Tracy provides great customer service, is honest, and has integrity. I would highly recommend Tracy and his staff.”

Anthony, Owner, Quest Physical Therapy

“I would recommend Tracy’s services and equipment to anyone 100%.”

“Tracy is amazing at helping his clients compare their current payment options with whatever he has to offer. He is honest in whether his option is a better deal or not. I am most certain he can get you a better deal. He is also the most helpful service representative I have ever dealt with when it comes to my merchant accounts. I would recommend Tracy’s services and equipment to anyone 100%.”

Kristi, Owner, Your Body Pilates

Become One Of Our Satisfied Customers!

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