Elevate Your Business with Fast, Flexible Funding from Tech-Payments + YouLend
What Is Revenue-Based Financing (Merchant Cash Advance)?
Tech-Payments, in partnership with YouLend, now offers revenue-based financing—often called a merchant cash advance (MCA). Instead of a traditional loan with interest and fixed monthly payments, you receive capital upfront and repay through a fixed percentage of your daily card sales. This keeps repayments aligned with your business’s cash flow.
Key Benefits at a Glance
With funding available from $3,000 to $300,000, this solution is designed to meet businesses where they are. You repay a fixed percentage of your daily card sales, so there are no fixed repayments to worry about. Pricing is transparent and agreed upfront as a single fee, not interest, with no hidden charges or upfront costs. Most applicants receive a decision within 24 hours and, once approved, funds typically arrive within two business days. Offers are based on your processing volume—no collateral required—and can extend up to two times your monthly sales. Best of all, repayments automatically adjust with your sales, making the experience simple and predictable.
How It Works
Getting started is straightforward: apply online in minutes and receive a pre-qualified, no-obligation offer within 24 hours. Once you accept the terms, funding is usually deposited within two business days. From there, repayments happen automatically as you earn via a fixed percentage of your daily card sales, keeping your cash flow front and center.
What Can You Accomplish with Immediate Capital?
This flexible financing can smooth out cash flow, stock up on inventory ahead of busy seasons, and help you hire staff or expand operations. It’s ideal for purchasing equipment and business tools, upgrading your storefront or website, launching new marketing campaigns or promotions, and overcoming unexpected business interruptions—all without locking yourself into rigid monthly payments.
Example Scenario
Imagine a busy restaurant gearing up for summer that wants to refurbish its outdoor seating. In this scenario, the owners could access around $20,000 through Tech-Payments and YouLend, choosing to repay by allocating a fixed 10% of daily card sales—without a fixed monthly bill. The improvements could be completed on schedule, with repayments flexing naturally as revenue comes in. If they later decided to upgrade the kitchen, they might pursue an additional $15,000 under similar terms..
Why Tech-Payments + YouLend
Tech-Payments and YouLend provide fast, affordable access to working capital tailored to your payment processing volume, not just traditional credit metrics. Repayments are automated and flexible, rising and falling with your sales, and pricing is clear from the start with no surprises. It’s a modern, merchant-friendly way to finance growth.
Ready to Grow? Apply Today
Unlock fast, flexible funding to power your next business move. Click the link below to begin the process.